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About PAYBACK - Karte, Coupons, Geld
Loyalty rewards app that lets you shop smarter, collect points faster, and unlock exclusive savings across hundreds of partners in one place.
PAYBACK - Karte, Coupons, Geld combines your digital loyalty card, personalized coupons, and mobile payment into a single app. Whether you're shopping at EDEKA, dm, Netto, Amazon, or C&A, you'll always have instant access to the latest offers and your points balance.
Pay contactlessly and earn rewards simultaneously. Use PAYBACK PAY at participating retailers like EDEKA, dm, Thalia, and Alnatura to skip the checkout line while collecting points. At Aral, the exclusive Fuel and Go feature lets you pay directly from the app while refueling—no trip to the counter needed.
Discover personalized offers tailored to your shopping habits. The app learns your preferences, store visits, and interests to show you deals most relevant to you. Browse Partner Worlds to find coupons and exclusive services from eBay, Otto, H&M, Etsy, and many others. Enable location services to see nearby partners and receive push notifications about limited-time offers—never miss a saving opportunity again.
Redeem your points flexibly. Accumulate rewards at over 600 partner stores and exchange them for vouchers from premium brands like IKEA, Zalando, About You, and Amazon. Many partners let you redeem points directly at checkout using your mobile card, streamlining the entire experience.
Planning your shopping trip is easier than ever. Use the search feature to view all available coupons and offers from your favorite partners at a glance, helping you maximize savings before you shop. Check in to locations, unlock exclusive services, and stay informed about current promotions.
Your privacy matters. PAYBACK processes personal data responsibly under GDPR compliance with TÜV certification. The app only uses the information necessary to deliver personalized offers and improve services. All data is stored securely according to strict EU regulations.
Make a climate impact with every purchase. PAYBACK offsets its entire carbon footprint by supporting international climate protection projects, making your app usage carbon-neutral.
Whether you shop in-store or online, PAYBACK - Karte, Coupons, Geld transforms how you earn, save, and spend. Download today and start collecting points across your favorite retailers.
Pros & Cons
Pros
- Consolidates loyalty cards, coupons, and payments into one app
- Personalized offers learn from your shopping habits over time
- Contactless payment with simultaneous points earning at major retailers
- Redeem points flexibly across 600+ partner stores for premium brand vouchers
Cons
- Location tracking required to receive nearby partner notifications and offers
- Data collection tied to personalization means extensive shopping habit tracking
- Partner network and redemption options vary significantly by region
- Points value depends on participating retailers in your area
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